4 Steps to Choosing a Collision Center [Infographic]

Posted by Chris Medine on May 1, 2018 12:32:46 PM

As though there isn’t enough to be overwhelmed with following an auto accident, you quickly find yourself in the position of deciding which collision center should perform your repairs.  Chances are, you have many options.  You may have been given one name by your insurance company, another by a friend, and then there’s the one you are always seeing ads for.  So, which should you choose?  Before you decide, keep in mind that this will be one of, if not the, most important call you make following your accident.  Not only does your choice here determine the quality of work your car will receive, it could also be the difference between having an advocate in your corner versus the insurance company’s corner.  That’s why Medines is here to help you make the best decision for both you and your vehicle with these four important steps to choosing a collision center:

 

4 Steps to Choosing a Collision Center from Medines Collision Center

 

 

Know Your Right Guide from Medines Collision Center

Topics: Choosing a Collision Center

Fact vs Fiction: What Your Auto Insurer Tells You Following an Accident

Posted by Chris Medine on Apr 9, 2018 12:00:00 AM

Car Insurance - Business Concept. Blue Arrow with "Car Insurance" Words on a Grey Background.Following an auto accident, you’ll likely hear a lot of conflicting statements.  You may have a different account of the event than others who were involved; you might hear differing pieces of advice from friends, and you may even get inconsistent statements between your insurance company and other service providers involved in your claims process.  It’s something we encounter frequently at Medines.

A major source of pride for us is that we are not a “preferred provider” for any agency and are therefore accountable only to our customers.  However, this also means that we frequently clash with insurers when we hear statements that are misleading to our mutual clients.  Here are just a few that come up often:

Fiction: “Insurance won’t warranty or guarantee your repairs not done at a preferred shop.”

Fact: The collision center warranties their own work.

It is true that your insurance company will not warranty repairs done to your vehicle if you do not use one of their direct repair shops.  However, what is misleading about this statement is that insurance never provides the warranty, even on work done within their network of body shops.  Instead, it is the collision center who provides the guarantee, and this will be the case no matter their affiliation with insurance.  Medines, for instance, has no affiliation with any insurer, and we provide a lifetime guarantee on all of our repairs.

Fiction: “That shop charges too much, and you may end up with some out-of-pocket expense.”

Fact: Your insurance provider is required by law to pay for the repairs necessary to restore your vehicle to its pre-accident condition.

The initial estimate from insurance is rarely adequate to fully cover all necessary repairs.  In nearly every case, supplements will need to be written after technicians have been able to break down the vehicle and fully inspect the extent of the damage.  However, once it is proven that these additional costs are needed in order to properly repair the car to its pre-loss condition, they are obligated to cover them, less the cost of your deductible.

Fiction: “That body shop takes too long to complete repairs.”

Fact: Delays at non-preferred body shops nearly always come on the part of the insurance company.

Insurance companies cannot legally require you to have your vehicle repaired at a particular shop.  Instead, they get around this by misleading consumers into believing that the work will be completed faster at a direct repair shop.  They may tell you that the adjuster can get to your car more quickly at these shops or that others simply take too long.  In reality, the process at non-direct repair shops may take longer, because insurance companies typically begin with inadequate estimates and then extend the process of writing and approving the necessary supplements. 

Fiction: “The collision center is charging for parts and work that aren’t needed.”

Fact: The collision center is pushing for the best parts to repair your vehicle.

Another common corner-cutting tactic employed by insurance agencies is to use recycled or refurbished parts in order to reduce costs.  However, original equipment manufacturer (OEM) parts are always preferable.  Not only will they fit seamlessly in appearance, they are more structurally sound for your particular vehicle.  You may even being paying a premium for your insurance to guarantee repairs with OEM parts!

Keep in mind, it is typically more expensive for your insurance company to have to cover repairs from a shop that is not in their pocket.  Therefore, it is in their best interest to encourage you to choose one of their direct repair facilities.  However, this is rarely in your best interest.  They may resort to statements meant to mislead you and prey on the fact that few consumers are well-versed in the laws to regulate insurance.  At Medines Collision Center, we have made it our job to not only expertly repair vehicles but to prevent our clients from being taken advantage of during a very difficult and vulnerable time.  If you have been in an accident, contact us to learn more about your options and rights when it comes to your auto repair.

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Three-Quarters of a Car: Deciphering the Insurance Jargon

Posted by Chris Medine on Apr 5, 2018 11:49:23 AM

Deciphering Insurance JargonYou’ve seen the commercials and heard the taglines of insurance companies promising that they will take better care of you than the competition.  You’re in good hands!  They’re like a neighbor!  The other guys will leave you driving three-quarters of a car!  Amidst all the finger-pointing and self-praise, it can be difficult for consumers to decipher between the insurance they truly need and the fluff that will only serve to increase premiums with no real benefit.

The bottom line is that we all need auto insurance.  Not only is it required by law, it just makes good sense to protect your investment and your assets should an accident occur.  But, what about all those extras that some insurance companies are pushing at you?  New care replacement sounds good.  Better car replacement sounds, well, better.  So, what does these terms really mean, are the policy add-ons worth the price, and how will they come into play should your vehicle be totaled?  Let’s take a closer look.

Doesn’t Insurance Fully Replace My Totaled Car?

The amount that a driver will receive from their insurance provider after their vehicle has been totaled will depend on the actual cash value (ACV) of the car.  This process involves proprietary software and comparison with like vehicles listed in your area, and unsurprisingly, the ACV as determined by insurance is rarely as high as drivers believe it should be.  If you owe more on the vehicle than it is deemed to be worth, this means you could be left financially responsible for remaining payments on a totaled car.  It’s a frustrating scenario and one on which insurance companies frequently capitalize in order to sell additional policy add-ons.

What Does New Car Replacement Mean?

Cars, particularly new cars, lose value quickly, making the above scenario a very real possibility. One of the available add-ons that many insurers provide to “protect” against this situation is new car replacement.  In a nut shell, this coverage allows for the replacement of your totaled vehicle with a new one of the same make and model without decreasing your payout for depreciation.  Not all insurance companies provide this option, but for those that do, it is typically only available for cars that are no older than one to two model years, and many place mileage limits on the coverage as well.  Additionally, this coverage is going to result in increased premiums, although by how much is a factor dependent on the insurer.

What Does Better Car Replacement Mean?

Better car replacement is an option currently offered by only one insurance company.  With this coverage, the insurer will replace a totaled vehicle of any model year with one that is at least one model year newer and with 15,000 fewer miles.  Of course, it sounds like a great deal, but there is always a catch.  In this case, the insured should note that the replacement vehicle will be in the same class and body type as the totaled vehicle, that their deductible still applies, and that this add-on is likely to increase premiums significantly.  While the exact amount is unavailable, some estimates show this coverage increasing rates by as much as 40 percent, a hefty price to pay on the off-chance that your car is totaled when far less expensive options are available.

Are Car Replacement Add-Ons Worth it?

While some believe that these policy add-ons are worth their price tags, they aren’t right for everyone. Factors that should be considered are the overall rate increase, age of the vehicle, and any amount still owed to a lender.  Additionally, drivers would be wise to consider all of their options and not just those being pushed by sales people or television commercials.  Gap insurance is typically less expensive and covers the difference between actual cash value and the amount needed to pay off the vehicle.  Likewise, policyholders should know that the value of their totaled car is negotiable and that the ACV first presented can nearly always increase with some research and smart negotiation tactics.

While dealing with insurance can certainly be a headache, don’t allow avoiding that aggravation to become a selling point for features you don’t need.  While some policy add-ons make sense, there are many others that only serve to line the pockets of insurance providers.  Conduct your own research before determining which policies to purchase and understand what the law requires of your insurer in the event of an accident.  And, while we hope you never require our services, Medines Collision Center is always available after an accident to not only repair your vehicle to its best possible condition, but to help you navigate the daunting insurance claims process as well.

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Safe Driving Tips for Baton Rouge Traffic

Posted by Chris Medine on Mar 20, 2018 12:00:00 AM

Drive Safely in Baton RougeAsk any Baton Rouge resident, and they can tell you a few things that our city is synonymous with: the state capital, LSU, and traffic.  Heavy braking, rubberneck delays, and poorly designed infrastructure all contribute to regular traffic headaches.  Beyond simply frustrating, however, these commonly occurring traffic jams can also be dangerous to drive in, and when accidents occur, they cannot only result in injury or damages, they also contribute to the ever-growing problem.  As a driver in the Baton Rouge area, cautious driving is an absolute necessity, and the following tips can help ensure that you and your passengers navigate this traffic gauntlet safely.

Keep Calm During Heavy Traffic

Being stuck in a traffic jam is enough to try anyone’s patience, and when we become impatient, we tend to make more impulsive decisions.  It’s easy to speed around slower cars, switch lanes quickly, follow too closely to vehicles that aren’t keeping the pace.  However, keeping a cool head and avoiding such maneuvers can help you avoid an accident that will cost you far more time and frustration in the end.

Keep Your Focus on the Traffic Ahead

It can be easy to focus on what is directly in front of you, but keeping a watchful eye on what’s happening up ahead is important too, particularly in heavy traffic.  When you see brake lights two or three cars ahead, begin to decelerate in preparation.  Just this one simple act can help avoid a situation where you must brake suddenly and a potential rear-end collision.

Follow Cars Ahead at a Safe Distance

When the traffic is congested, it can be tempting to follow too closely.  However, this is yet another situation that can put you in a precarious situation for a sudden collision.  Stick to the old rule you learned in driver’s education to allow at least 3 seconds between your own car and the one directly in front of you.  A moving vehicle doesn’t stop as quickly as you may think, and those 3 seconds can make the difference between hitting the brakes or hitting the vehicle in front of you.

Remember What You Learned in Driver’s Education

Just like the 3 second rule, there are a lot of rules learned initially that seem to eventually fall by the wayside for many drivers.  Go back to the basics by making sure your mirrors are properly adjusted, keeping both hands on the wheel, and using blinkers to signal your intent to turn or make a lane change at least 100 feet before doing so.  You would be surprised just how much these simple rules can help and how easily many accidents can be avoided by using them.

We fully understand the frustration that can come with Baton Rouge traffic, but it’s important to not let this frustration impact safe driving practices.  Of course, it’s impossible to control other drivers on the road, and unfortunately, many will find themselves in an accident that is due to the negligence of another at some point in time.  If this happens to you, don’t be rattled.  Focus on what you can control: selecting a collision center that will repair your car back to its pre-loss condition and help you navigate the insurance claim process as needed.   Just like those old driving rules can make a big difference in keeping you safe on the road, choosing a body shop like Medines can make a big difference in getting you back on the road.

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Know Your Rights in Louisiana After an Accident

Posted by Chris Medine on Mar 16, 2018 1:46:28 PM

know your rights after a car accidentCar accidents happen fast and unexpectedly and can throw you into quite a bit of chaos. A common mistake that victims of an accident will make is forgetting that they are still in control of what happens next.

Following a wreck, everything may seem too hectic to handle it all on your own, so it is very easy to allow the insurance company to make some decisions for you. The problem with letting the insurance company be in control is that they may not be looking out for your best interest. Insurers have a priority to protect the bottom line, and doing so can put their clients in situations that cost them hundreds of extra dollars and stress that is completely avoidable.

Knowing what you can do and what your rights are before you are involved in an accident is the best way to form a contingency plan for a worst-case scenario. Here is what all auto accident victims should understand about their rights:

You have the right to choose a collision center

While you may be encouraged to select a preferred collision center that is partnered with your insurance provider, it is against the law for your insurer to require the repairs to your automobile to be done at any specific collision repair center. Once you inform your insurance company where you would like your car to be repaired, they cannot attempt to persuade you or change your mind. 

You Have the Right to OEM Parts

While it is best to buy policies that guarantee OEM parts for repairs, having your vehicle repaired with original manufacturer parts is still an option even if not expressly stated in your policy.  In those cases, OEM parts can be obtained through sharing the repair cost with your insurance agency. You have the freedom to research and decide for yourself if you should choose to exercise that option when looking for replacement parts.

The Insurance Company Does Not Have the Right to Authorize Repairs

You are the only person who can authorize the repairs of your vehicle. It is important to take advantage of this fact by signing off on repairs only when you are completely satisfied with the estimate of cost, repairs to be made, and the parts to be used. 

You Have the Right to Choose Your Rental Agency

Just as is the case with your chosen collision center, your insurance company cannot legally require you to rent from a specific rental company. The choice of which agency you rent through is yours, regardless if your claim is third-party through the other motorist’s insurance or through your own.  Likewise, should your vehicle need to be towed following an accident, the selected tow company is entirely up to you.

While nobody expects them, automobile accidents happen. Be prepared and form a plan before you are involved in a traffic accident and know which agencies you would like to handle your situation. At Medines Collision Center, our team is not only skilled at auto body repair, but we are also knowledgeable in Louisiana law and insurance negotiation.  Remember, you have the power to choose; not your insurance company.

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What Does Pre-Loss Condition Mean?

Posted by Chris Medine on Jan 30, 2018 2:25:00 PM

pre-loss condition

If you've been in an auto accident, you may have already heard the term "pre-loss condition" from your insurance provider or collision center.  But, what exactly does that mean?

Pre-loss condition is supposed to mean, “after an accident, your automobile will be repaired as close as possible to the condition your vehicle was in the instant prior to an accident."  You are entitled to be "made whole" by restoring your vehicle to its pre-loss condition or by compensating you if that cannot be accomplished. The insurance company is not obligated to make it better than it was.  However, they can not force you to accept anything less.  

What Factors Determine a Vehicle's Pre-Loss Condition?

Function

Are all of the crucial and key functions of your car working? This includes things like the systems that relate to stopping, steering, and handling of the subject vehicle. 
 

Appearance

All areas of your vehicle should be restored to at least the  same appearance of your automobile just previous to the accident. 
 

Safety 

This is the most important category, but the one that is most ignored or overlooked. Who among us would know how to determine whether or not the SRS systems (which control airbags and seatbelt pre-tensioners, etc.) have been set correctly, or whether or not the vehicle has been restored to withstand a subsequent impact and protect the occupants as well as an undamaged vehicle?
 

Value

Has the repair and restoration of your vehicle been rebuilt to a value equal to the value of your vehicle just before impact?

As partners of the Wreck Check Scan program, Medines Collision Center is equipped, skilled and trained to help you with every step of this process.  We pride ourselves on being your auto accident advisers, acting as competent intermediaries who are most knowledgeable regarding the topics of pre-loss condition, diminished value, and insurance rights.  So, the next time you are in an auto accident and need your vehicle repaired, TAKE CONTROL and CHOOSE MEDINES!

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Topics: Auto Accident, Costs and Estimates

Determining Total Loss of a Vehicle in Louisiana

Posted by Chris Medine on Jan 26, 2018 1:30:19 PM

determining total loss in Baton RougeYou’re stopped at a light when you are suddenly hit from behind by a distracted driver.  You get out to assess the damage and begin the process of dealing with the aftermath of an auto accident.  You exchange insurance information with the other driver, give a statement to police, and select a collision center where your vehicle will be taken for an estimate and repair. 

It’s a lot to handle at once, and it’s a process that comes with more than a few frustrations.  But, what happens when your vehicle cannot be repaired?  What if the insurance company informs you that your car has been deemed a total loss and that they will be sending you a settlement offer?  This is a scenario that arises more frequently than you may think, even in the case of a seemingly minor accident.  So, how exactly did your car end up totaled?  The following will provide some insight:

How is Total Loss Calculated?

It is sometimes believed that once a car is “totaled” it cannot be repaired.  This is not often true.  While that may sometimes be the case, it is not the loss of mechanical integrity or functionality, but rather the cost to repair the damage compared to the value of the vehicle that determines a total loss.  Therefore, the first factor is to determine the car’s value.

In Louisiana, the law states that insurers must use the National Automobile Dealer’s Association (NADA) Handbook to establish value.  If the cost to repair the vehicle is 75% or more of this total value, it must be declared a total loss, otherwise known as the Total Loss Threshold (TLT).  So, even a small accident can result in a totaled vehicle depending on the value of the car.  

Even in the case of vehicles with a high NADA value, reaching the TLT is easier than you may think.  For instance, if a car has underlying frame damage, the cost to repair will increase significantly.  Furthermore, this damage is not visible until technicians have begun stripping down the vehicle, so learning the extent and cost of such damages often takes owners by surprise.

Options after a Vehicle has been Totaled

In most cases, when an insurer totals out a vehicle, the owner will receive a settlement offer for the car’s actual cash value.  This amount, however, will not be the same as the NADA value.  Instead it is determined by the insurance company’s own proprietary software.  Unsurprisingly, this means that you will typically be offered less than you believe the vehicle is worth.

Fortunately, you can negotiate the value of your totaled vehicle and do not have to accept the initial settlement.  And, while this process may be somewhat tedious or frustrating, it is almost always necessary to maximize the payment amount. 

What if you want to keep your car?  If you wish to do this for sentimental reasons, or simply because you want to arrange the repairs on your own, it is an available option.  In this scenario, your insurance company will obtain bids to determine your car’s value were it sold to a salvage yard.  This amount plus any deductible you owe will then be deducted from your settlement offer, and you will be given a check for the remaining amount. 

At Medines Collision Center, we frequently see the aftermath of having a vehicle declared a total loss.  We have witnessed the frustration of clients countless times, and this is exactly why we serve as advocates in such situations whenever possible.  From tips to negotiate a settlement to helping our clients understand the law and their rights as the insured, it’s a cause we are passionate about.  We hope your car isn’t totaled, but just in case it could be, choose Medines, where you’ll get expert repair and skilled guidance when repair isn’t an option.

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Negotiating the Actual Cash Value of Your Total Loss Vehicle

Posted by Chris Medine on Dec 29, 2017 10:39:32 AM

Negotiating Total Loss in Baton RougeFollowing an auto accident, you are often left to depend on many others to navigate your situation.  You’ll likely speak with police officers, body shops, insurance adjusters, and claims representatives, each requiring something different from you.  It can seem that there is no cohesiveness between all of these moving parts, and knowing who to contact for what can be a confusing mess.  But, when your vehicle is also deemed a total loss, this confusion can become overwhelming. 

 

Too often, due to inexperience, consumers take the amount initially offered to them by their insurance company for their lost vehicle, even though it may seem low.  Just as you would negotiate the price of your car when purchasing it, so too should you negotiate its value after it has been totaled.  Here are some tips Medines Collision Center provides to our own clients to help them secure the largest possible insurance settlement:

Research Your Vehicle’s Value

How exactly a vehicle’s actual cash value is calculated is a slippery slope that varies from one insurance company to the next.  Most use their own “proprietary” software to establish this value.  Unsurprisingly, this software typically lands your vehicle in a much lower value range than industry mainstays such as NADA.  However, this doesn’t mean that you shouldn’t pull your own NADA value.  While you may be initially told those numbers have no bearing on their estimates, you would be surprised how frequently values are raised after sending your claims representative a detailed breakdown of your vehicle’s value according to NADA.

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Double-check Your Vehicle Features

The more bells and whistles your vehicle has, the greater its value.  The valuation report you receive from your insurance company should include a list of features.  Go over this list thoroughly to ensure that nothing has been left off.  For instance, you may notice that they have forgotten to include leather seats, running boards, or an entertainment package.  And, if these items are missing, there is a possibility that the trim package they are both valuating and offering comparable vehicles for is entirely incorrect.  Each error, no matter how seemingly insignificant, is important to point out, as it may impact the bottom line.

Research Your Insurance Company’s Comps

Your valuation report will include a list of three comparable vehicles, or “comps,” to help establish the value of your own car.  Each of these should be the same model year and trim package and should feature similar mileage and distance from your area.  For any differences between these vehicle and yours, adjustments will be given to compensate for the difference.  And, while the list of comps may seem okay at face value, a little research can go a long way. 

For each comparable vehicle, the dealership, stock number, and listed price will be included.  Call each of these dealerships and ask them if these vehicles are still on their lot.  If they are, confirm the listing price and details.  If they have sold, find out when and for how much.  Take this information back to your claims representative and address any discrepancies you have uncovered.

Research the Company Providing the Valuation

In addition to these steps, we often encourage our customers to look into the company providing the valuation report, as this is often a separate entity from your insurance provider.  In many cases, lawsuits and previous consumer complaints can help you better understand what to watch out for in your own settlement.  It’s also a good idea to bring these findings and any concerns regarding trustworthiness up to your claims representative.

You may think you know the value of your vehicle, but insurance companies rarely agree.  If your car has been determined to be a total loss following an accident, don’t accept the initial settlement offer without question.  Conduct your own research, raise your concerns, and you will likely be pleasantly surprised at what a big difference just a little pushback from an educated consumer can make.

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Avoiding a Total Loss in Louisiana: How Do Insurance Companies Calculate the Cash Value of My Car?

Posted by Chris Medine on Dec 12, 2017 3:23:00 PM

cash value of your vehicle in Louisiana Getting into a car accident is stressful enough.  Dealing with your insurance company, finding a good body shop, arranging a rental, and waiting on your repair can all take a toll on your patience. The last thing you need is to be surprised by having your car totaled when you thought you were only in a fender bender.  So how exactly is a total loss determined?  And why is the insurance company’s value different than what you may find on Kelly Blue Book or other resources?

 

How is a Total Loss Determined?

A total loss is most commonly determined when:

  • The cost to repair the vehicle is equal to or greater than 75% of its retail value according to NADA.
  • The cost to repair the vehicle, in addition to the salvage value (amount recouped by your insurance company from an authorized salvage dealer) is equal or greater than its actual cash value.
  • The car is too unsafe to repair.

However, it is important to be aware that your insurance company may still total the car even if the cost of the repair does not equal or exceed your perceived cash value.  Some states require that a vehicle be deemed a total loss when the cost to repair it exceeds a certain percentage of the actual cash value.  In some states where there are no regulations to determine this percentage your insurance company may act by its own guidelines.   

How Do Insurance Companies Determine the Cash Value of My Car?

The cash value of your car can be determined a number of ways.  Unfortunately the ways your insurance company uses may not align with your own, independent research using resources like Kelly Blue Book or NADA.  Typically consumers use these platforms that account for the make, model, year, mileage, options, and condition of the vehicle.  Based on these metrics you’ll receive a price range based on the type of transaction you are seeking (i.e. retail, trade-in, private party, etc.)  The private party value is most likely to give you an estimated cash value of your vehicle

If the amount of the repair exceeds a certain percentage of your car’s cash value, as determined by your insurance company, it can be considered a total loss.  There are several factors that can lead to the insurance company assigning your vehicle a different cash value than the one at which you may have arrived.  Insurance companies typically use their own proprietary software to determine the cash value of your vehicle; they also generally only need to meet about 80% of that value in order to declare a loss.  This combined with the frequent tendency of owners to overvalue the condition and value of their vehicles often leads to a discrepancy when it comes to the actual cash value and subsequent repair of the vehicles.

What Can I Do to Ensure that My Car is Fairly Valued?

Selecting the right repair shop can go a long way in ensuring that you receive the best repair and representation possible for your claim.  The experts at Medine’s Collision fight for your rights to the best possible repair and reimbursement.  The next time that you are in an accident, remember that it is your right to choose your shop, not your insurance company’s. 

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The Power of Choice After an Auto Accident

Posted by Chris Medine on Oct 26, 2017 1:19:38 PM

Right to Choose a Collision Center in Baton RougeThere are few events that can leave you feeling as out-of-control as an auto accident.  Whether yours is the only vehicle involved or there are multiple cars, wrecks come out of nowhere and can take weeks or months to sort out.  Your car may no longer be drivable, and you could sustain injuries.  All of this occurring in a matter of seconds, leaving you feeling overwhelmed and vulnerable.  However, in this time when so little is within your control, it is important to take full advantage of the decisions that are.

 

Where Will Your Vehicle be Towed after a Wreck?


While your head is still spinning, and adrenaline still pumping, you find yourself exchanging insurance information and giving written statements to a police officer.  You may have the presence of mind to snap pictures of the damage and grab some things out of your vehicle before it is towed away.  But, have you given thought to where it’s being towed? 

The choice of who will tow your vehicle and to where is entirely up to you, and you should let the responding officer know this information as soon as possible.  If you know the collision center that you would like to perform repairs, request that it be towed there directly and save yourself the time and hassle of having it moved later on. 

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Which Collision Center Should Repair Your Vehicle?

While determining the who and where of having your car towed is important, the most crucial decision you will make immediately following your accident is where to have it repaired.  Your insurance company will make a recommendation for a body shop and may even offer to set up an appointment for you if your car is drivable.  While you can certainly get an estimate from this shop and even use them for repairs if you so wish, you are not obligated to do so.  You will likely be told that the process of repairing your car will be faster and smoother if you use this preferred collision center, saving yourself both time and frustration.  But, in this situation, faster does not equate to better.

Relationships between insurance companies and body shops rarely benefit the consumer.  To keep costs low, aftermarket or recycled parts may be used when original manufacturer parts are available, and repairs may be rushed and ill-performed for the sake of time.  When selecting an independent collision center such as Medines, you are given just as much knowledge and power regarding your repairs as your insurer, if not more.  You’ll know precisely what needs to be done and which parts will be used to restore your vehicle to its pre-accident condition.

After an auto accident, when it feels as though you have no control, focus on the important factors that you can dictate.  You couldn’t choose to avoid your wreck, but you can choose who takes care of your vehicle afterwards.  And, the power of that decision can ensure that you get back on the road in a car that is both safe and expertly repaired.

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